Capital One Platinum Secured Credit Card Comparison
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Capital One Platinum Secured Credit Card
Regular annual interest rate
29.74% variable
Recommended credit
Limited, Poor
- The minimum deposit ($49) is lower than some other secured cards.
- You can automatically be considered for a higher line of credit in as little as 6 months with no additional deposit required.
- No awards
Product Details
- No annual or hidden fees. Check if you’re approved in seconds
- Building your credit? Using Your Capital One Platinum Secured Card Responsibly Can Help
- Pay a refundable security deposit of $49 or more to receive an initial $200 credit line.
- You can get your security deposit back in the form of a statement credit if you use your card responsibly, such as making payments on time.
- Automatically process your application for a higher line of credit in just 6 months, with no additional deposit required.
- Enjoy peace of mind with our $0 Fraud Liability Program, which eliminates liability for unauthorized payments.
- Monitor your credit score with CreditWise from Capital One. It’s free for everyone
- Access your account 24 hours a day, 7 days a week with Online Banking to access your account from your desktop computer or smartphone using the Capital One mobile app.
Compare additional Capital One Credit Cards
Capital One Quicksilver Secured Credit Card with Cash Rewards
Regular annual interest rate
29.74% variable
Recommended credit
Limited, no history
- Earns 1.5% cashback on all purchases with no restrictions.
- You Can Get Approved for This Card With Limited Credit
- Opportunity to increase your credit line and potential to improve your credit rating if used responsibly.
- No welcome bonus
- Since this is a secured credit card, you will have to put down collateral for the initial line of credit.
- High APR if you carry a balance
Product Details
- There are no annual or hidden fees, and you can earn unlimited 1.5% cash back on every purchase, every day. Check if you’re approved in seconds
- Pay a refundable deposit of $200 to receive an initial $200 line of credit.
- Building your credit? Using a card like this responsibly can help.
- Enjoy peace of mind with our $0 Fraud Liability Program, which eliminates liability for unauthorized payments.
- You can get your security deposit back in the form of a statement credit if you use your card responsibly, such as making payments on time.
- Automatically process your application for a higher line of credit in just 6 months, with no additional deposit required.
- Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you’ll get Capital One’s best prices on thousands of travel options. Conditions apply
- Monitor your credit score with CreditWise from Capital One. It’s free for everyone
Capital One Platinum Credit Card
Regular annual interest rate
29.74% variable
Recommended credit
Average, fair and limited
- Automatically qualify for a higher line of credit in just 6 months.
- No annual fee
- No additional benefits or rewards
Product Details
- No annual or hidden fees. Check if you’re approved in seconds
- Automatic review of your application for a higher credit line in just 6 months.
- Help increase your credit by using a card like this responsibly.
- Enjoy peace of mind with our $0 Fraud Liability Program, which eliminates liability for unauthorized payments.
- Monitor your credit score with CreditWise from Capital One. It’s free for everyone
- Access your account 24 hours a day, 7 days a week with online banking from your desktop computer or smartphone using the Capital One mobile app.
- Pay for purchases quickly and securely using a contactless card without touching the terminal or handing the card to the cashier. Just point your card at the contactless reader, wait for confirmation and you’re done.
- Pay by check, online or at your local branch, all with no fees – and choose the monthly payment term that works best for you.
Capital One QuicksilverOne Credit Card with Cash Rewards
Regular annual interest rate
29.74% variable
Recommended credit
Average, fair and limited
- Get 5% back on Capital One Travel hotel bookings and car rentals and 1.5% back on everything else.
- You are eligible to apply with limited or average credit
- You will automatically be offered a higher credit line in just six months.
- No welcome bonus
- Annual fee
- High APR on purchases and balance transfers
Product Details
- Earn unlimited 1.5% cashback on every purchase, every day.
- There are no rotating categories or limits on the amount you can earn, and cash back never expires for the life of the account. It’s so simple
- Automatic review of your application for a higher credit line in just 6 months.
- Enjoy peace of mind with our $0 Fraud Liability Program, which eliminates liability for unauthorized payments.
- Help strengthen your credit for the future by using your cards responsibly.
- Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you’ll get Capital One’s best prices on thousands of travel options. Conditions apply
- Monitor your credit score with CreditWise from Capital One. It’s free for everyone
- Pay for purchases using a contactless card quickly and securely, without touching the terminal or handing the card to the cashier. Just point your card at the contactless reader, wait for confirmation and you’re done.